Traverse City, Michigan
Your retirement deserves the same care you've always given your future.
Fiduciary-guided planning that protects what you've built and thoughtfully grows what's next — from the first day of retirement and every day after.
What We Do
Comprehensive planning,
built around your life
Every strategy is designed with your unique circumstances in mind — no templates, no shortcuts, just clear and intentional guidance.
Retirement Income Planning
Structure a reliable income stream that sustains your lifestyle throughout retirement — and protects against the uncertainty of market swings.
Tax-Efficient Investing
Minimize your tax burden through strategic asset placement, harvest techniques, and account selection that work within the current tax code.
Risk Management & Insurance
Shield your retirement from unexpected events with carefully selected insurance solutions tailored to your family's protection needs.
Estate & Legacy Planning
Ensure your wealth transfers according to your wishes with thoughtful estate strategies that reduce complexity and preserve your legacy.
Social Security Strategy
Maximize your Social Security benefits with timing strategies that can meaningfully increase your lifetime income and spousal benefits.
Education & Continuous Guidance
Stay informed with regular market insights, tax updates, and educational resources so you always understand the decisions affecting your retirement.
Our Approach
A plan that breathes with your life, not against it
Retirement isn't a single event — it's a transition that unfolds over years. Our process honors that reality by building flexibility into every recommendation and revisiting your plan as your circumstances change.
Listen & Understand
We begin with a thorough conversation about your goals, concerns, and the life you envision — not just the numbers on a spreadsheet.
Design & Build
Your custom plan integrates investing, tax strategy, insurance, and estate considerations into one coherent roadmap.
Monitor & Adapt
Markets shift and lives change. We review your plan regularly and adjust proactively so you stay on course with confidence.
About Us
Rooted in northern Michigan,
focused on your future
Protected Retirement Planning Services was founded on a simple conviction: retirement should be a time of security and possibility, not anxiety and uncertainty. Based in the heart of Traverse City, we serve individuals and families across northern Michigan who want a partner they can trust.
Our practice is built on a fiduciary standard — we put your interests ahead of our own in every recommendation. That commitment shapes how we select investments, structure plans, and communicate with you. You'll never receive a strategy we wouldn't use for our own families.
We understand the unique rhythms of life in northern Michigan — the seasons, the communities, the values that matter here. Your financial plan should reflect that understanding, and that's exactly what we deliver.
100%
Fiduciary Standard
Local
Traverse City Based
Full
Service Planning
"Protected Retirement Planning Services gave us the clarity and confidence we needed to move from worrying about retirement to actually enjoying it. Their patience and thoroughness made all the difference."
Ready to take the next step toward a secure retirement?
Schedule a complimentary consultation to discuss your goals and discover how a personalized plan can give you peace of mind.
Get in Touch
Let's start a conversation
Whether you're years away from retirement or already enjoying it, we'd welcome the opportunity to learn about your situation and show you how we can help.
Office Address
526 W 14th St # 128Traverse City, MI 49684
Phone
(248) 209-6305Send Us a Message
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